Factors Affecting the Credit Requirements of Agrarian Reform Beneficiaries in Leyte

Author:Leonila T. Salundaguit-Parrilla


A total of 120 agrarian reform beneficiaries from 10 municipalities in Leyte was selected through proportional sampling to determine their credit needs. The average farm loan requirements of the respondents were P1,003, P1,035 and P2,038 per hectare for wet, dry, and both seasons, respectively. Farm size was directly and significantly related to credit requirement. Household size, educational attainment and farming experience were positively but not significantly related to farm credit requirement. Provision of irrigation water had a significant effect on credit requirement while net family income was negatively related to credit requirement.

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